Your credit score is an important measure. Potential lenders use it when they want to find out how well you’ve paid back lenders in the past. We’ve provided some information on how to check your credit score and some frequently asked questions about the score.
Where can I find my credit score?
Federal law says that you can check your score once a year for free. To do that, visit AnnualCreditReport.com.
It’s also become common practice for credit card companies to include your credit score with every statement. Check your statement and if you can’t find it, ask your credit card company about including it.
Does it cost anything to check my score?
You are entitled to one free score a year. TransUnion, Equifax, and Experian--the three big credit bureaus--will charge you a nominal fee to get your score anytime.
How often does my score change?
This is completely uncertain since all lending institutions have their own reporting timetable. You can sign up for MyFICO for a fee and you can receive weekly updates on your score.
At Riverhead Nissan, we've had a lot of experience with customers and their questions about financing and credit. If this page didn't answer your questions, make sure you check out our page covering everything that goes into determining your credit score or stop by Riverhead Nissan. We'll be happy to answer any questions that you might have!